When my wife went down to a one income family we combined our finances into one joint account and haven't looked back. However, for many couples the topic can be a delicate subject.
Here are the three basic options, each with pros and cons..
"The most traditional forms of fitness are all free - jogging, push-ups, hiking, rope jumping, sit-ups, stretching, dips, lunges. Today we've enlisted David Leonhardt, who writes about fitness and nutrition at http://thehappyguy.com/category/fitness/ , to share with us three very basic and very traditional ways to build muscle on the cheap - and to power it up a notch or two without spending more."
Preparing a budget is a very basic element in a financially ordered life. It enables you to monitor your spending and become more conscious of where your money goes.