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This New York Times article describes the business idea of three Harvard alums who have partnered together to offer a different type of loan services, Unithrive, to current Harvard students. Just launched a few months ago, Unithrive aims to link Harvard alumni whith current students who need extra help in paying for school or other outside activities such as test preparation for the GRE or MCAT as well as funding for abroad travel. The article further describes this business venture which offers interest-free loans up to $2,000 for currently enrolled students. The main goal of this program is to link alumni with students and serve as another way alumni can keep involved with the school and get to know students on a more personal level.

This article describes the movement many students and government officials would like to see take place - a financial bailout for students by means of forgiving student loans. The average student debt after attending a 4 year college or university is roughly $20,000, and many recent graduates are struggling to repay their loans after facing a difficult economy…many being forced to take unpaid internships or low paying full-time employment. The article further describes the government bailout made for the banking and automotive industry, and argues that forgiving the U.S. student loan debt would be much less of a financial commitment with much higher payoffs in terms of educated employment. 2 out of every 3 students need financial assistance to attend college, and the continually rising costs of tuition is crippling many students and their families.

An interesting look at the cuts in loan repayment programs and what that could means for fields like teaching. If people are hesitant to take on loans for their education, this could lead to a shortage of teachers.