Dyman Associates Insurance Group of Companies: Insurance fraud worth £3.5m un... - 1 views
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Dyman Associates Insurance Group of Companies Insurance Tips - 1 views
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Shad Mars on 25 Jun 14Save money and get the right insurance coverage for your business with these tips. * Premiums for fire, casualty and burglary insurance on business property are all deductible for tax purposes as trade or business expenses. If a business taxpayer has a self-insurance plan, however, all payments into the self-insurance reserve will not be tax-deductible for purposes; the actual losses incurred by the taxpayer would be the deductions. * Premiums for life-insurance are tax-deductible. But premiums paid on a policy covering the life of an officer, employee or other key person are not deductible if the business is a direct or indirect beneficiary under the policy. Premiums paid on a life insurance policy of which the business is a beneficiary are not deductible, since life-insurance proceeds would not have to be included in taxable income when received by the company. Other Tips * Before speaking with an insurance representative, write down a clear statement of your expectations. * Do not withhold any important information from your insurance representative about your business and its exposure to loss. Treat the individual as a professional helper. * Get at least three competitive bids using brokers, direct agents and independent agents. Note the interest that the representative takes in loss prevention and suggestions for specialty coverage. * Avoid duplication and overlap in policies; you will be paying for insurance you do not need. * Ask your insurance firm if it's an "admitted insurance company." If so, it should have a solvency fund should a catastrophe put the insurance company in danger of going under. An unadmitted carrier has no such solvency fund. * The small businessperson should not consider any form of self-insurance. The pool of funds necessary to safely insure losses is extraordinarily large
A report from the Ur - 0 views
A report from the Urban Institute this week said 44 percent of adults in the Metroplex with credit reports had collection dings. While this number has huge consequences on how much we pay fo...
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Life Insurance and the 831(b) Captive Insurance Company - Wait For The Test Case Before... - 5 views
Life Insurance and the 831(b) Captive Insurance Company - Wait For The Test Case Before Signing Up Dyman Associates Insurance Group of Companies There is an old saying about life insurance: "Life ...
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In the sometimes challenging economic environment, accounting for every cost is vital for many South African business owners. According to John Kerby, Corporate Accounts Director of Risk Benefit So...
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