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Dave Fones

Japanese Real Estate Bubble Recoverry? - 0 views

  • look at economic trends
  • it is becoming more apparent that we may be entering a time when low wage jobs dominate and home prices remain sluggish for a decade moving forward.
  • looking at the Federal Reserve’s quantitative easing program, growth of lower paying jobs, baby boomers retiring, and the massive amount of excess housing inventory we start to see why Japan’s post-bubble real estate market is very likely to occur in the United States.
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  • both economies had extraordinarily large real estate bubbles.
  • Massive real estate bubble (check) -Central bank bailing out banks (check) -Bailed out banks keep bad real estate loans on their books at inflated values (check) -Government taking on higher and higher levels of debt relative to GDP (check) -Employment situation stabilizes with less secure labor force (check) -Home prices remain stagnant (check)
  • the United States had never witnessed a year over year drop in nationwide home prices since the Great Depression.
  • home prices are now back to levels last seen 8 years ago.  The lost decade is now nipping at our heels but what about two lost decades like Japan?
  • the U.S. has such a large number of part-time workers and many of the new jobs being added are coming in lower paying sectors signifies that our economy is not supportive of the reasons that gave us solid home prices for many decades. 
  • young Japanese workers, some in their late 20s or early 30s, already resigned that they would never buy a home.
  • The notion that housing is always a great investment runs counter to what they saw in their lives.  Will they even want to buy as many baby boomers put their larger homes on the market
  • many of our young households here are now coming out with massive amounts of student loan debt.
  • Lower incomes, more debt, and less job security.  What this translated to in Japan was stagnant home prices for 20 full years.  We are nearing our 10 year bear market anniversary in real estate so another 10 is not impossible.  What can change this?  Higher median household incomes across the nation but at a time when gas costs $4 a gallon, grocery prices are increasing, college tuition is in a bubble, and the financial system operates with no reform and exploits the bubble of the day, it is hard to see why Americans would be pushing home prices higher.
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    Explains how Japan has responded to the breaking of their real estate market bubble and the effect it has had on Japan's economy
Glen Muir

BBC News - How Chinese babies and Mid-East pizza tip US markets - 17 views

  • his year in the US, milk futures leapt 26% and butter prices 62%
  • As a result, there was usually an oversupply of milk products on the market, Levitt says.
  • US and European governments stored excess dairy products
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  • nd dairy regulation decreased, driving a new incentive and ability to trade with other nations.
  • s a result, the dairy market tends now toward undersupply.
  • But from December 2013 to February 2014, Chinese demand grew to 20-25% of all global dairy imports, with much of the supply coming from the US and New Zealand.
  • New Zealand is the world's largest dairy exporter, accounting for nearly one-third of the global dairy trade.
  • Many of the nation's cows graze in fields, and a big drought in 2013 caused national milk production to plummet nearly 30%.
  • The US started exporting more dairy, capturing more international market share but pushing up domestic prices.
  • It's not all bad news for New Zealand, though. Traditionally, when the price of dairy goes up, farmers expand operations and produce more milk, thus lowering prices down the line.
  • The increase in supply could eventually lead to cheaper prices in the US, but not for several months.
  • US franchises including KFC, Ihop, Subway, The Cheesecake Factory, Jamba Juice and Papa John's Pizza have all staked claims in the Middle East, with more chains looking to follow.
  • A young, newly urbanised population in the Middle East is demanding more dairy imports.
  • That removed an estimated $6.6bn (£4bn) in annual dairy trade from the global market. In 2013, the EU alone exported $3bn of dairy to Russia, of which cheese accounted for more than one-third.
  • In response, the European Commission has announced it will provide financial support to the dairy industry, subsidising private storage of cheese, skimmed milk powder and butter until they can be sold at a later date.
  • But it will take a little while to see those changes reflected in American supermarkets.
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    5 factors that affect global market price
Susan Smith

More Remote Learners in Your Future | From the Bell Tower - 7/16/2009 - Library Journal - 0 views

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    What does this have to do with higher education? High gas prices got adult learners questioning the value of driving an hour each way to a college campus. Suddenly, online learning became vastly more attractive to a whole segment of higher education's market. Articles about fuel prices driving students to online courses became as prevalent as those about the impact of the recession on higher education are right now. While the price of fuel has retreated to a more manageable range, the number of Americans flocking to online higher education has shown no such decline.
Jeff Andersen

Attention, college shoppers. These schools are slashing their prices. - The Washington ... - 15 views

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    As soaring tuition scares off many families, a growing number of private colleges have embraced a marketing tactic associated more with selling airline tickets or flat-screen televisions than higher education: a price cut. St. John's College slashed tuition from $52,734 in this school year to $35,000 in the next.
Mr Agraz

Price Leadership - Oligopolies informal or tacit collusion - 1 views

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    Good explanation and example of tacit or informal collusion via price leadership
Steven Engravalle

56,000 (& Counting) Education Apps Worth Knowing About - 142 views

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    You probably saw the title of this post and thought 'okay there's no friggin' way he's going to assemble a list of the best 50,000 education apps. But thanks to a partnership between Edudemic and FindTheBest, we've done just that. We've been working hard behind the scenes to build a robust directory of, as of this writing, about 56,000 education apps. But it's not just a list… it's a finely tuned directory capable of sorting out all the apps in ways not even available in the iTunes or Mac App stores. For example, you can now find out the average price of all education apps to see where your app falls. (Hint: the average price of an education app is $2.66)
Ross Davis

islt9440 - Group 7: Diigo for Education - About diigo.com - 86 views

  • Diigo highlighting tool allows the teacher or student to highlight in an article or a web page
  • The key concepts or vocabulary words could be highlighted to check for understanding. Some students have problems determining what should be highlighted in an article or passage. Teachers could use this tool to demonstrate how to correctly highlight and find the key points.
  • About diigo.com page Details and Tags Print Download PDF Backlinks Source Delete Rename Redirect Permissions Lock discussion history notify me Protected Details last edit by cmh459 Sunday, 7:53 pm - 36 revisions Tags none About diigo.comDiigo or Digest of Internet Information, Groups and Other stuff is a social bookmarking site that allows its users to bookmark and tag websites. Users are also able to highlight information and put sticky notes directly on the webpage as you are reading it. Your notes can be public which allows other users to view and comment on your notes and add their own or it can be private. Sites can be saved and stored for later reading and commenting. Users can also join groups with similar interests and follow specific people and sites. Teachers can register for an educator account that allows a teacher to create accounts for an entire class. In an education account, students are automatically set up as a Diigo group which allows for easy sharing of documents, pictures, videos, and articles with only your class group. There are also pre-set privacy settings so only the teacher and classmates can see the bookmarks and communications. This is a great way to ensure that your students and their comments are kept private from the rest of the Internet community. Diigo is a great tool for teachers to use to have students interact with material and to share that interaction with classmates. Best Practices for using Diigo tools Tagging Tool Teachers or students can tag a website that they want to bookmark for future reference. Teachers can research websites or articles that they want their students to view on a certain topic and tag them for the students. This tool is nice when researching a certain topic. The teacher can tag the websites that the students should use eliminating the extra time of searching for the sites that would be useful and appropriate for the project.Highlighting Tool Diigo highlighting tool allows the teacher or student to highlight in an article or a web page . 1The key concepts or vocabulary words could be highlighted to check for understanding. Some students have problems determining what should be highlighted in an article or passage. Teachers could use this tool to demonstrate how to correctly highlight and find the key points. Sticky Notes Tool The sticky note tool is a great addition to the tools of diigo. Students may add sticky notes to a passage as they are reading it. The sticky notes could be used to make notes or ask questions by the students. Teachers could postition the sticky notes in the passage for students to respond to various ideas as they are reading. Students could use sticky notes to peer edit and make comments on other student's work through Google docs. These are just a few ideas of how to apply the diigo tools to your teaching practices. Both students and teachers benefit form using these tools. The variety of uses or practices give both groups a hands on way of dealing with text while making it more efficient. Bookmark/Snapsho
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  • islt9440 - Group 7: Diigo for Education guest · Join · Help · Sign In · Join this Wiki Recent Changes Manage Wiki Group 7 Project HomeDiigo RSS FeedsSample Lesson Plans Social Studies Spanish Math (Functions) Math (Geometry) Collaboration Pages Collaboration Home Job Assignments Project Info Lesson Plan Ideas About diigo.com page Details and Tags Print Download PDF Backlinks Source Delete Rename Redirect Permissions Lock discussion history notify me Protected Details last edit by cmh459 Sunday, 7:53 pm - 36 revisions Tags none About diigo.com Diigo or Digest of Internet Information, Groups and Other stuff is a social bookmarking site that allows its users to bookmark and tag websites. Users are also able to highlight information and put sticky notes directly on the webpage as you are reading it. Your notes can be public which allows other users to view and comment on your notes and add their own or it can be private. Sites can be saved and stored for later reading and commenting. Users can also join groups with si
  • Diigo or Digest of Internet Information, Groups and Other stuff is a social bookmarking site that allows its users to bookmark
  • and tag websites
  • Diigo highlighting tool allows the teacher or student to highlight in an article or a web page.
  • The key concepts or vocabulary words could be highlighted to check for understanding
  • Diigo highlighting tool allows the teacher or student to highlight in an article or a web page. The key concepts or vocabulary words could be highlighted to check for understanding
  • Diigo highlighting tool allows the teacher or student to highlight in an article or a web page. The key concepts or vocabulary words could be highlighted to check for understanding. Some students have problems determining what should be highlighted in an article or passage. Teachers could use this tool to demonstrate how to correctly highlight and find the key points.
  • Diigo highlighting tool allows the teacher or student to highlight in an article or a web page.
  • Teachers or students can tag a website that they want to bookmark for future reference. Teachers can research websites or articles that they want their students to view on a certain topic and tag them for the students.This tool is nice when researching a certain topic. The teacher can tag the websites that the students should use eliminating the extra time of searching for the sites that would be useful and appropriate for the project.
  • The sticky note tool is a great addition to the tools of diigo. Students may add sticky notes to a passage as they are reading it. The sticky notes could be used to make notes or ask questions by the students.Teachers could postition the sticky notes in the passage for students to respond to various ideas as they are reading.Students could use sticky notes to peer edit and make comments on other student's work through Google docs.
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    My group for my grad class, "Learning with the Internet" created this wiki about using and implementing Diigo in the classroom.
trisha_poole

3 Ways Disruptive Theory Can Change Education | Edudemic - 1 views

  • Disruptive theory posits that there is a new technology — referred to as an enabling technology — that alters the price/performance paradigm of an industry
  • Enabling technologies allow the price/performance paradigm to be altered in such a way that it allows enterprises that leverage the new, enabling technology reach customers that the incumbents operating with the status quo technology cannot reach
  • How Does It Apply To Education?
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  • The Internet and social media
  • Game mechanics
  • Peer-to-peer learning
  • I think niche social networking is a space where the new price/performance paradigm in education can really blossom
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    A quick overview of disruptive technologies and education.
Kate Pok

Pinning Tip: A Simpler, Friendlier Pin Form - Oh, How Pinteresting! - 68 views

  • You can add meta data by typing right into the pin form. Before, you could add price by typing $, but now you can tag a person who might enjoy seeing the pin or add #hashtags just like Twitter. @Mentions - Have you ever been pinning and wanted to send that pin to a friend you know would love it? With the new pin form, you can type @ and notify a friend about a pin. This is perfect for quickly sending that perfect product, recipe, or piece of art to someone you know. #Tags - Tags are useful, but we thought clicking into a new tag field was just too much work. With the new form, add #tags just like Twitter. Two word tags should be written like this: #two_words.  $Price - Price is useful and now we’re happy to support Dollars, Pounds and Euros. Type $, €, or £ and Pinterest will add that data to your pin
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    Could be useful for students since there's tagging support
rqwhitaker

Evernote for Schools | Evernote - 41 views

  • Educational Pricing Qualified educational institutions can purchase Evernote Business at a discounted rate of 75% off of the standard yearly rate. Discount pricing is only available for groups of 5 or more users and billable monthly via credit card or yearly via either invoice or credit card. First check the country drop down list to see if the education discount for Evernote Business is available in your country. For additional information about using Evernote for Business at your school visit our knowledge base.
Andrew Williamson

Macworld Forums [Powered by Invision Power Board] - 0 views

    • Andrew Williamson
       
      Worth a look at for school. Sounds promising
  • For Australians wanting to try the Flip, I might point out Price USA -- www.priceusa.com.au. This is a mob in Mildura that work with an agent in the US and will order anything you can get in the US but can't get here. Go to their site, enter the URLs and details of the products you want, and they'll send you a quotation to confirm. Have used them in the past and prices (shipping and exchange rate) were quite reasonable; I can't make any guarantees, but it should be easy to land a Flip in Australia for well under $200.I think the reason Australian companies aren't importing this device is that it would cannibalise much of the low end of the video camera market. The most comparable device here -- a waterproof model from (can't remember off hand) is priced at $699.
Kevin Kaeser

What a global food crisis looks like: Oxfam's food prices map | Oxfam International - 4 views

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    good resource to use when talking about economics and world history
Warren Apel

Ecoballot announces half-price "social media" sale on e-voting subscriptions for schools. - 10 views

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    For a limited time only, you can get a 50% discount on your annual subscription price by following @Ecoballot on twitter and liking them on Facebook.
Andrew McCluskey

The Disaster Capitalism Curriculum: The High Price of Education Reform (Episode I) - 0 views

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    Episode 1 - A great comic looking at the problem of education reform!
Glenn Hervieux

Amplify Tablet for K-12 Education - 4 views

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    Amazing tablet for education - making digital learning & use of curated resources/tools an integral part of the device. Pricing currently @$299/device plus $99 annual fee. Great management/deployment capabilities. Definitely worth looking at.
Mr. Mohan

The Cost of Saving Lives in Bangladesh - Ben W. Heineman Jr. - The Atlantic - 13 views

  • if real reform is to occur on the ground, hard, complex questions must be asked and answered
    • Mr. Mohan
       
      what are these questions in your mind?
  • consumers across the globe looking for cheap prices
    • Mr. Mohan
       
      what is OUR responsibility?
  • global garment retailers who want the incur the lowest cost--and offer the lowest price--to compete in developed markets but who do not want to be complicit in publicized worker tragedies in developing markets
  • ...19 more annotations...
  • $38 dollars per month
  • whether Bangladesh has the means to enforce such laws
  • International Labor Organization
  • Inadequate government is a huge obstacle to change
  • only about one percent of Bangladesh garment factories have good standards.
  • garment factory owners are willing to allow workers to organize in unions or associations in order to have a voice in health and safety conditions
  • "who pays" and "who is accountable"
  • Approximately 60 percent of the clothing made there goes to United States or the European Union
  • there are several problems
  • standards may depend on local law
  • buyers may simply cut off the suppliers rather than helping them improve their practices
  • global buyers simply leave the country when they conclude that conditions are so bad
  • question then becomes whether international buyers are willing to go beyond imposition of standards and supplier cut offs and to pay, in some form, for the undetermined costs
  • actually implementing major substantive change
  • significant challenge in a weak state like Bangladesh.
  • Can a robust consumer movement arise among those shopping for discount clothing in response to the Bangladesh building collapse?
  • What are the standards? What is the cost? Who is accountable?
  • drawn an analogy between the collapse of the Rana Plaza in the Bangladesh Capital of Dhaka and the 1911 Triangle Shirtwaist factory fire in New York which claimed 146 lives
  • Rana Plaza catastrophe represents a more complicated set of fractured global relationships, responsibilities and financial capabilities.
Bonnie Breeden

Paper Rater | Pricing - 38 views

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    Free Gammar/Spelling/Proofing/Plagiarism checker!!
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    It will also grade the paper based upon the age level of the student. It is a way for the student to see how well they have done on their paper before they hand it in!
Mark Gleeson

iPurpose before iPad - 200 views

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    I've started creating a table of important skills, some derived from the Padagogy Wheel, and actions, some derived from iPad As… What I am planning to highlight is that there are many apps that can be use for many purposes and for developing many skills. For example, I have already added "Explain Everything" to 9 categories as I see it as a multifunctional app and one worth its price because of the educational benefits it provides. Over the coming months I plan to add text descriptions to each category to explain how the apps listed address the skill or action they have been linked to and may also link them to other online sources that show them in action. I'll also provide direct links to the App Store, as I always do on this blog when I mention apps so you can check them out yourself if you want. Now this sounds like a big task and it is. So I do need some help. What do I want from you? Anything you can give. Just add them to the comments of this post. Examples of apps that help to develop specific skills Additional skills I haven't listed here Examples of apps that are multifunctional. Explanations of good pedagogical practice with apps. Don't worry, all credit will go to you when I include your suggestions. Links to blog posts, websites, Youtube tutorials, open wikis, nings etc that promote good practice that I can link to from here. Examples on add ons like bookmarklets for curation sites, websites that work well with iPads ( Flash-free) that can still be categorised under these headings for iPad use. Spread the word regularly through Twitter, Facebook, Curation sites like Pinterest and Scoop-It to keep educators coming back.
J C

HP (HP 42X) Q5942X Black Toner Cartridge High Yield Made In USA - 6 views

  • HP (HP 42X) Q5942X
  • Q5942X High Capacity Black Toner Cartridge (HP 42x Toner) compatible with the HP LaserJet 4250, HP Laserjet 4350
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    HP 42x toner cartridges cheap! Green friendly and made in the usa for half the price of staples or office depot.  Free shipping
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