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Förbereda för pensionering är svårt nog när två människor i det tillsammans. När du är på din egen, kan det vara ännu svårare. Många amerikaner kommer att leda till pensionering solo av olika anledningar, naturligtvis inklusive döden av en make, skilsmässa och förändrade livsstilar. I den 2013 US Census var cirka 54% av kvinnorna 65 eller över ogifta, och 27% av männen. Det är en massa människor, och deras situationer varierar kraftigt. Men något äldre singlar tenderar att ha gemensamma finansiella rådgivare säga, är att deras pensionering planering behov kan vara mycket olika från de av gift kamrater - och att många av dem är oförberedd. I själva verket säger en studie av Rand Corp att enstaka personer är mycket större risk att inte spara tillräckligt för Pension än gifta par. Studien av forskare Michael Hurd och Susann Rohwedder, funnit att 20% av gifta par kommer inte att spara tillräckligt för pensionering, men att vissa 35 procent av ensamstående män och 49 procent av ensamstående kvinnor kommer in pension ekonomiskt oförberedda. Fortsätt läsa

The think tank Centre for Economics and Business Research (CEBR) predicts the UK economy will outstrip France and Germany within two decades even if Britain stays in the EU. But while leaving the organisation would have initial negative consequences, the CEBR's chief executive Douglas McWilliams suspects "that over a 15-year period, it would probably be positive." Britain is set to vote on a referendum on EU membership in 2017. The report predicts the UK's GDP will first move to fifth place ahead of France by 2018 before leapfrogging Germany around 2030. However, despite being forecast to be the second most successful of the Western economies after the US, it will fall behind the accelerating economies of India and Brazil. "Germany is forecast to lose its position as the largest Western European economy to the UK around 2030 because of the UK's faster population growth and lesser dependence on the other European economies," the report said. But added: "If the euro were to break up, Germany's outlook would be much better. "A Deutsche Mark-based Germany certainly would not be overtaken by the UK for many years if ever." It added that a factor driving the UK's move ahead of Germany is the assumption of a falling value for the euro, Germany's falling population and the UK's rising population. The gap between the two countries will fall from almost £610billion in 2013 to just £183billion in five years. The UK's GDP will grow from more than £1.59trillion in 2013 to £2.6trillion in 2028, compared to China which is predicted to be in top position with a GDP of more than £20.5trillion, ahead of the US with an estimated £19.7trillion Japan will fall from its steady position in the global league of third to fourth by 2028, overtaken by India and followed by Brazil, Germany and the UK. The positive report on the economy comes as a poll reveals more people believe they would be helped rather than harmed by a rise in interest rates. A survey reveals that a pre-