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If you're like most Americans, you probably didn't make a new year's resolution to get started with long-term financial planning. A staggering 84 percent of respondents to a New Year's Resolution Survey from Allianz Life Insurance said that financial planning was not among their 2014 resolutions at all-the highest percentage ever to reveal that in the survey's history. What held them back? Well, 30 percent said they don't believe they make enough money to "worry" about financial planning. That's bizarre. Shouldn't having less money increase your need to manage what you have effectively? Regardless of your situation, I hope you'll engage in the planning process this year-and the sooner you get started, the better.

Förbereda för pensionering är svårt nog när två människor i det tillsammans. När du är på din egen, kan det vara ännu svårare. Många amerikaner kommer att leda till pensionering solo av olika anledningar, naturligtvis inklusive döden av en make, skilsmässa och förändrade livsstilar. I den 2013 US Census var cirka 54% av kvinnorna 65 eller över ogifta, och 27% av männen. Det är en massa människor, och deras situationer varierar kraftigt. Men något äldre singlar tenderar att ha gemensamma finansiella rådgivare säga, är att deras pensionering planering behov kan vara mycket olika från de av gift kamrater - och att många av dem är oförberedd. I själva verket säger en studie av Rand Corp att enstaka personer är mycket större risk att inte spara tillräckligt för Pension än gifta par. Studien av forskare Michael Hurd och Susann Rohwedder, funnit att 20% av gifta par kommer inte att spara tillräckligt för pensionering, men att vissa 35 procent av ensamstående män och 49 procent av ensamstående kvinnor kommer in pension ekonomiskt oförberedda. Fortsätt läsa

IT'S time to come clean about our dirty credit card habits and how we can avoid them eroding our wealth. While we've all been slowly reducing our outstanding credit card balances, with $34 billion still owing, they remain the scourge of most families. It's fair to say credit cards are the most potent weapon of mass financial destruction since the loan shark. Their convenience and flexibility means it's so easy for them to get out of hand and lead to serious financial distress. We need to be vigilant in ensuring our credit cards work for us and don't destroy our finances. To avoid getting into trouble in the first place, or get back in control of an existing debt, here are our five golden rules for using credit cards.

A study last year by the department for business revealed that - finally - more women are taking the plunge and launching their own businesses. The number is still pretty low - just nineteen per cent of SMEs are female-led, according to the study, but, more encouragingly, a quarter of new businesses - two to three years old - were formed by women. I was fortunate enough to speak at an all-female business event held by the New Entrepreneurs Foundation last week to drive more women to apply for its new programme, which got me really thinking about how we can encourage more women to choose the enterprise path, like I did. Something Anne Marie Morris MP mentioned in her speech really brought it home - women-led businesses contribute £70 billion to the UK economy. That is surely too significant a figure to ignore?!

16 Australian Entrepreneurs Share Their Tips For Securing Investment Funding Funding is a crucial element to any startup with dreams to expand and grow, to get bigger and better. Attracting the interest of an investor and asking them put their trust - and money - into your creation is no easy task. With this in mind, Business Insider spoke to some of Australia's most successful entrepreneurs to find out their secrets and advice to securing funding.

Flipping houses in the Temecula/Murrieta Valley and across the Inland Empire has been a lucrative venture for investors for many years. Many think it is a quick way to a fast buck. Many have tried and many have failed. Flipping houses is serious business and should not be taken lightly by the novice real estate investor. Before you begin down this path, prepare yourself. Here are five quick tips to help you understand what you're in for, before you actually start investing your money. For more related topic: http://corlissonlinegroup.com/ http://corlissonlinegroup.com/blog/ http://corlissonlinefinancialmag.tumblr.com/

Is there anything that big government does well? I mean sure, our military is really pretty practiced at breaking things and shooting people; which (I guess) explains why they are being sent to fight Ebola. (If that logic escapes you, don't worry… I think a lot of us feel that way.) And yeah, the IRS is pretty good at separating me from my hard-earned money; but, then again, so is liberals. We on the right have been asking it for decades… And we still haven't been able to solicit a single honest answer from defenders of of the state. In fact, satire, sarcasm, and a little incredulity, is the general response from our esteemed colleagues on the other side of the ideological divide.

Outside the portfolios' 'Themes' and 'Commercial property' sectors, regular readers will know that the strategy guiding both portfolios since their inception five years ago has been to 'Go high, go deep and go east'. The emphasis has been on higher-yielding blue-chips and bonds, smaller companies and the Far East (including Japan from the end of 2012). This has served both portfolios well. However, the time has come to modestly refine the strategy for the Growth portfolio given market conditions and its freedom from an income constraint.

Tips för att undvika att bli lurad på Cyber måndag WASHINGTON--Om du inte får i tillräckligt shopping under lång semester helgen, kommer du vara glad att slå mer försäljning på Cyber måndag.