Group items tagged

With the unemployment rate slowly falling, many Americans are facing a healthier job market and trying to get their financial lives back on track. Based on findings of the FINRA Investor Education Foundation's National Financial Capability Study of more than 25,000 Americans, the FINRA Foundation has developed five tips to help you manage daily financial challenges and build a brighter financial future in 2014.

If you're like most Americans, you probably didn't make a new year's resolution to get started with long-term financial planning. A staggering 84 percent of respondents to a New Year's Resolution Survey from Allianz Life Insurance said that financial planning was not among their 2014 resolutions at all-the highest percentage ever to reveal that in the survey's history. What held them back? Well, 30 percent said they don't believe they make enough money to "worry" about financial planning. That's bizarre. Shouldn't having less money increase your need to manage what you have effectively? Regardless of your situation, I hope you'll engage in the planning process this year-and the sooner you get started, the better.