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Page 1 Personal Finances and Worker Productivity 1998, Vol. 2, No. 1 163 The Potential Effects of Workplace Financial Education Based on the Relationship between Personal Financial Wellness and Worker Job Productivity© So-hyun Joo 1 and E. Thomas Garman 2 Personal financial wellness affects worker job productivity. Based on the empirical research of clerical workers (N=447), the relationship between financial behavior and absenteeism and the relationship between financial behavior and work time used for personal financial matters were identified. The relationship between personal financial wellness and productivity suggests that the potential effects of workplace financial education are positive for workers and employers

The economics of collaboration Vs the need of organisations to justify their existence - fab video. Recommend it! - some of these points I talked with Eliz about. Gets you thinking about developing your relationship with service users.

check out video - very inspirational - about schools possibly killing creativity