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carterhancock

Axis Capital Group - 1 views

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    You are probably aware of the importance of having enough life insurance coverage to handle the financial contingencies that may affect your family in the event of your death. If you are still not convinced, read on Axis Capital Group in Jakarta at Axis Capital, a group of companies with branch offices in Bermuda and around the world, official website. Determining the necessary amount of life insurance can be complicated. One general rule of thumb is that you should have enough coverage to equal five to ten times your annual salary. However, you should determine the "right" amount of life insurance coverage for you and your family with a careful "needs analysis" rather than using an arbitrary formula. The needs analysis approach incorporates an evaluation of your family's most important financial obligations and goals. This leads to planning insurance coverage to help address mortgage debt, college expenses, and future family income, as well as to provide liquidity for meeting future estate tax liabilities and to avoid frauds too. Mortgage Debt The first point worthy of consideration, review whether your life insurance precedes will be sufficient to help pay the remaining mortgage on your home. If you are carrying a large mortgage, you may need a sizable amount. If you own a second home, that mortgage should also be factored into the formula. College Expenses Many people want life insurance proceeds large enough to help cover their children's college, and possibly graduate school, expenses. The amount needed can be roughly calculated by matching the ages of your children against projected college costs adjusted for inflation. This calculation should be revised periodically as your children get closer to college age, and it may be a good idea to be as conservative as possible when estimating long-t
zenhunsick3r

Help Protect Your Income with Disability Income Insurance - 0 views

The possibility of sustaining a long-term disability from an accident or illness is something most of us would rather not contemplate. Axis Capital Group in Jakarta understands this very well. Howe...

Axis Capital Insurance Group of companies Jakarta Help Protect Your Income with Disability

started by zenhunsick3r on 20 Jan 15 no follow-up yet
carterhancock

Insurance Scams That Needs To Be Avoided - 1 views

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    In order to gain more money in the now so-materialized world, people and companies have thought of things to gain out of greed. Insurance agencies are no exceptions especially in places which have lose insurance policies like Jakarta in Indonesia, South Africa and Cambodia. The Federal Bureau of Investigation (FBI) had released the most common insurance fraud used by the insurance companies. Premium Diversions It is considered as an embezzlement of insurance premiums and is considered the most common type. This happens when the insurance agent doesn't wire the money to the insurance company and keeps it to himself. Other form of premium diversion scam involves selling policies without license, collecting premiums and then not paying claims. Payers are advised to keep track of this kind of fraud by knowing and verifying the legitimacy of the agent. Asset Diversion This large-scale scheme involves theft of insurance company assets held to pay valid claims. This most frequently occurs as insurance companies merge, reorganize or change ownership. Fee Churning In this scheme, a group of people set up a company that will eventually fail. The business gets involved in reinsurance agreements, and people in different steps of the process pocket commissions. The amount of a premium is cut by each repeated commission until the money to pay claims runs out. This scheme lasts as long as it does because each individual move looks normal as it occurs. The full picture emerges only after the damage is already done. How to report Insurance Fraud 1. Report fraudulent behavior to your state's insurance frauds bureau. 2. Contact the specific insurance company's fraud hotline if one is available. 3. Turn in the social security fraud perpetrators. 4. When you are reporting the scheme, make sure to give all pertinent details and any other documents that may help. Be Wise. Act Wise. The most important factor before buyi
carterhancock

Life Insurance: Best Insurance to Have - 1 views

We know almost all people are in fear of dying. Too harsh of a topic to start this article with but it is true. Death is imminent in every second of the day, everywhere in the world. We cannot do a...

Axis Capital Group Insurance America Europe Singapore Jakarta Life Insurance: Best to Have

started by carterhancock on 27 Feb 15 no follow-up yet
carterhancock

Personal Accident Insurance: Why You Need It When You Need It - 1 views

We all know that insurance is essential in our lives and a very good investment too. Life insurance can be used by our family members when we passed on; health insurance is to cover our health eme...

Axis Capital Group Insurance America Europe Singapore Jakarta Personal Accident Review

started by carterhancock on 17 Feb 15 no follow-up yet
carterhancock

Affordable Care Act: insurance coverage has upgraded for young adults - 1 views

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    The study, printed in the journal JAMA Pediatrics, assessed individuals' health, access to care and use of health care both before and after the application of the Patient Protection and Affordable Care Act (PPACA). AXIS Capital, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States, a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, has full support with Affordable Care Act. (The company also services SE Asian countries such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more.) The PPACA was executed in September 2010, and part of its dictate was that insurance companies had to permit adults younger than 26 years of age to continue being covered by their parents' health insurance policy. Previous to this alteration, the authors report that just about 1 in 3 young adults aged 19-25 lacked every form of health insurance provision. Ever since then, the percentage of uninsured Americans decreased in 2011 - a decline accredited in part to the expansion of insurance coverage amongst this age group. Even though many have supposed that augmented insurance coverage directs to optimistic health outcomes for the population, the effect of the PPACA on the health of young adults and their access to health care is unidentified. And there had been some rumors of complaints. A crew of researchers from the University of Washington in Seattle, led by Dr. Meera Kotagal, studied data from two nationally representative reviews in order to better measure the influence of the PPACA on the access to care and health of young adults aged 19-25. Increased coverage The researchers utilize data from the National Health Interview Survey (NHIS) and the Behavioral Risk Factor Surveillance System (BRFSS), matching results data from 2009 with data from 2012. From t
Arkady Jasinski

Reasons Why You Need Life Insurance - 1 views

AXIS Capital is a group of global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, i.e. health insurance. We...

Axis Capital group of companies Jakarta tips reasons why you need life insurance

started by Arkady Jasinski on 28 Oct 14 no follow-up yet
zenhunsick3r

Study proposes that Prolonged Health Coverage may Improve Cancer results in young Adults - 2 views

Warning! According to a study from Dana-Farber/Brigham and Women's Cancer Center (DF/BWCC) and Harvard Medical School, young adults who lack health care insurance are more likely to be diagnosed i...

Axis Capital Insurance group of companies Jakarta tips Study proposes that Prolonged Health Coverage may Improve Cancer results in young Adults

started by zenhunsick3r on 29 Oct 14 no follow-up yet
carterhancock

Animal Insurance Coverage - 1 views

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    According to Axis Capital, a group of insurance companies around the world with its main location in Bermuda, in North America alone, $58.5 billion are spent annually for our beloved 4-legged and furry friends. Vet Care being the third largest expenditure in the category costing pet owners to spend $15.25 billion during health check-ups, illness or death of pets. As the cost of maintaining pets are also getting, well, costly, insurance company also made it a point to take care of our budgets by creating the Pet Insurance Plan to lessen the complaints against the aggregating demand for animal health practices. Pet insurance pays, partly or in total, for veterinary treatment of the insured person's ill or injured pet. Some policies will pay out when the pet dies, or if it is lost or stolen. As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pets' health care and standard of living than previously, the market for pet insurance has increased.
carterhancock

International Student Insurance - 2 views

Bermuda - Medical costs in the United States are very expensive and prescriptions are no different. To keep your medical cost low and your body healthy, know the rules on how international stude...

Avoid Mistakes Axis Capital Group Insurance Jakarta Hong Kong Kuala Lumpur

started by carterhancock on 30 Mar 15 no follow-up yet
zenhunsick3r

Internet of Things and Insurance - 2 views

The Internet of Things (IoT) has been everywhere. Even in developing cities such as Bangkok, Thailand, Jakarta, Indonesia and Kuala Lumpur, Malaysia, the internet has been greatly advancing and inf...

Axis Capital Group company Jakarta Hong Kong Internet of Things and Insurance

started by zenhunsick3r on 23 Sep 15 no follow-up yet
Danil Don

Loans For Payday: Get Cash Into Your Accounts Soon Than You Can Think! - 0 views

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    You can be in need of immediate cash any moment. There can be a medical urgency, a business commitment, an unexpected occasion or simply a household expenditure for which you can be in need of quick cash. But since nothing comes easy during exigencies, considering loans for payday can be a good option to get over the situation quickly.
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