Alcohol Consumption and Insurance - 1 views
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What a Life Insurance Buyer Must Do Prior To Purchasing a Policy - 2 views
There are various kinds of life insurance what is more deciding on a policy is vital assessment. You must start to review the current and upcoming financial necessities of your dependents. Next,...
Avoiding Insurance Fraud - 1 views
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carterhancock on 13 Jan 15The effect of insurance fraud generally for every insurance carrier and their clients is considerable. The Coalition Against Insurance Fraud approximation that insurance fraud costs Americans $80 billion yearly. Although we understand that a small number of claims are fraudulent, we should take our obligation critically through protecting against the augmented expenses of fake claims and other insurance dealings. We all must be keen to the anti-fraud endeavor via fraud detection and investigation. Trough cooperation with local law enforcement authorities, we can all fight against fraud. Everyone could take part in a significant role in that effort. Be conscious that somebody or a group of people are spreading fraudulent association holding counterfeit checks looking like real. Read on Malaysia/Hong Kong/Jakarta insurance fraud protection for more tips on Axis Capital, a group of companies with branches in Bermuda and many more. The counterfeit checks might go with a letter that the beneficiary has won a sweepstakes, lottery, or something similar. In some circumstances, beneficiaries are given a check in association with a fake job offer. How the Scam Works The letter comes with the check in lottery-type scams informs the recipient that he has won a huge quantity of money and to phone an individual listed in the letter. That individual will command the recipient to cash the check together with the letter then furthermore wire a tax payment abroad to issue the prize payment. This will never be delivered and the recipient will finally have to pay back their bank the whole sum of the check cashed. The money wired is usually not refundable. The job offer, In the job offer scheme, is fake and the victim gets a bogus check that they are ordered to cash and then wire some cash. Yet again, the wire
Understanding Life Insurance Beneficiary Designations - 6 views
Some states, however, may have the guideline where one can't exclude the surviving spouse from assets acquired after marriage. If that's the case then your mother may stand a chance to contest the ...
Insurance Fraud Prevention - 1 views
Fraud Costs Us All The cost of insurance fraud nationwide for all insurance carriers and their customers is substantial. In fact, the Coalition against Insurance Fraud estimates that insurance frau...
International travel insurance policy: Reasons it is vital to purchase this prior to yo... - 1 views
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Traveling abroad together with your family or friends, it is at all times an enjoyable experience which all of us is looking forward to. Traveling is pleasurable, and it should be so to prepare your tour out of the country more unforgettable and protected, you must avail the cover provided by an insurance company such as Axis Capital Group of Companies based in Bermuda. Travel insurance protects the covered against loss of luggage, theft, health complications, postponements, accidents and many more. This is critical judging the truth that during a foreign tour you will be unknowledgeable with the scenery, dialect and how-to-go-about info; consequently you would necessitate assistance. They carry out international travel mainly for two motives which is recreation and business. Traveling in a foreign country is thrilling and filled of amusement and the memories of which is deep-seated in our thoughts for a lifetime. They often let us loose to appreciate the fresh sites and experience a pristine world. Consequently, they need to take safety measures so to complete our tour without any interruptions. International travel insurance is a practical technique to guarantee that your journey is a success and free from scams. It is extremely wise to cover your international travel in Jakarta Indonesia for instance before you initiate your tour since you could be arriving in to new place and where the linguistic articulated by the residents will often than not be the similar to yours. Acquiring international travel insurance earlier will cover your whole tour and so offer protection to you and your family at each serious crisis. International travel insurance rescues you in an unfamiliar country. This somewhat totals every probable scenario in which you would necessitate help of all types - procedural and monetary assistance. Purchasing international travel insurance offers peace of mind since you can be guaranteed of assistance in th
Purchase a basic accident cover first and shop for add-ons after - 1 views
AXIS is a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services with branch offices in Bermuda, Australia, ...
Axis Capital: Tips for first-time life insurance buyers - 1 views
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AXIS Capital is a group of global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, i.e. health insurance. We serve a host of industries and diverse coverage needs through our operating subsidiaries and branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States. The company also service SE Asian countries such as Jakarta Indonesia, KL Malaysia and many more. Know why you need it Despite the fact most people may require life insurance at some point in their life; it is a warning not to buy a policy just for the reason that you heard it was a good idea. Even though you don't have any of these needs instantly, you still may want to think through buying a small "starter" policy, if you forestall you will have them in the future. It is because the younger you are, the less costly life insurance will be. Conclude the amount of coverage you need The amount of money your family or heirs will obtain after your passing away is called a death benefit. To ascertain the right amount of life insurance an online calculator, like the one available at Axis site, can be useful. You can as well get an approximate figure by any number of formulas. The simplest way is to merely take your yearly salary and multiply by 8. Discover the right kind of policy As soon as you decipher how much coverage you'll require, you can deliberate regarding the best type of policy to meet your needs. You have two main choices: Term Life, for a more affordable premium, or Whole Life, for more comprehensive coverage that can add cash value. However you have many choices to explore. Review the quality of the provider An insurance policy is simply as good as the company that supports it. You would like to make certain you pick a company that is not a scam and you can trust on to be there for as long as you'll need your coverage, and that makes intellig
Protect yourself from unexpected emergencies while travelling - 1 views
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It is really worrying to travel out of the province even for a short period of time without any travel insurance. Protect yourself from unpredicted dangers, even if you're just leaving Jakarta Indonesia for a few hours. Insurance is something everyone must have. Travel insurance offered by insurance companies like Axis Capital group of companies based in Bermuda could lessen the great financial risks of touring: illness, accidents, canceled tours, missed flights, emergency evacuation, lost baggage, travel-company bankruptcies, terrorism, theft, and getting your body back to your if you die. Every traveler's possible loss differs, varying on just how much of your tour is prepaid, the reimburse capability of the air ticket you bought, your condition of health, the worth of your luggage, where you're touring, the financial health of your tour airline and company, and what coverage you by now have. For several tourists, insurance is a great trade; while for others, since they are afraid of scams, it's not. You will never know the odds that you'll need it, so are you willing to take risks? Remember that you are worthy of peace of mind. Take these matters into considerations, be aware of your choices, and build an educated judgment for your tour. If in case that there is a critical injury or sickness, insurance payments can run into large amount of dollars. Warning! Elevated fees are not at all times denoting the finest coverage. Enumerate what features of a policy are vital to you. It's useless compensating a premium to decrease car rental extravagance if in fact you cannot drive, or covering your baggage when all you are bringing is a bag packed of soiled socks and a defective mp3 player. Eliminating selections or decreasing parameters every so often lessens the premium you recompense. Reference: Pro
Help Protect Your Income with Disability Income Insurance - 1 views
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The possibility of sustaining a long-term disability from an accident or illness is something most of us would rather not contemplate. Axis Capital Group in Jakarta understands this very well. However, there is a way to help protect yourself and your family should you lose your ability to earn an income and to stay away from fraud. Disability income insurance can play a key role in your overall financial plan, and provide a benefit to help replace a portion of your income in the event of a total disability. Evaluate and Review Your Needs While most people understand the necessity and value of life insurance, many may overlook the valuable role disability income insurance plays in helping to create financial security. How will you support yourself and your family if you cannot work as a result of an accident or illness? For most, Social Security cannot be solely relied on to replace lost wages. One must meet very specific criteria to qualify for disability benefits, and it is often necessary to wait several months for payments to begin. You may be able to "get by" for a few months on your savings, but if the disability is prolonged, you may exhaust most-or all-of your savings. Further financial hardships may then follow. You may miss mortgage, car, and other credit payments, causing damage to your credit rating. Utility bills, tuition, grocery bills, and business/professional expenses will also continue despite disability and loss of income. The bottom line is that losing your ability to earn an income may make it difficult to make ends meet. Disability income insurance can be a practical solution to help protect your financial security in the event you become disabled. Axis Capital, a group of companies with branch offices in Bermuda and around the world, provides Disability Income Insurance. Types
Help Protect Your Income with Disability Income Insurance - 0 views
The possibility of sustaining a long-term disability from an accident or illness is something most of us would rather not contemplate. Axis Capital Group in Jakarta understands this very well. Howe...
Protect Your Income: Insure Disability Income Insurance - 1 views
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Sales Tips for Inexperienced Insurance Agents - 1 views
"I am 20 years old and inexperienced in the field and have just got graduated from college last 5 months. I got my first job a month after that. I am the youngest agent in our company and I am stil...
Micro-Health Insurance: How and why it works in Indonesia - 1 views
Municipal solid waste (MSW) is graded as the highest importance waste stream in Indonesia, grounded on a country needs assessment analysis by the United Nations Environment Programme. Organic wast...
Identity Theft in Insurance - 1 views
In the development of today's technology people are more aware of the existence of fraudulent acts, hacks and scams especially in the cyber world. In the vastness of the internet, someone out there...
The Jakarta Post: Singapore Launches Universal Health Insurance - 1 views
Singapore's parliament has enacted a universal health insurance scheme with nearly US$3 billion in subsidies to help the elderly and lower-income people, as it responds to demands for better soci...
Axis Capital Group, PartnerRe merger creates fifth-largest global reinsurer - 1 views
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The $11 billion merger of Bermuda-based PartnerRe Ltd. and Axis Capital Holdings Ltd. accelerates the trend of offshore reinsurers combining to remain competitive. The stock-swap deal announced Jan. 25 is the third in as many months in a sector hit by pricing pressure from an ongoing influx of private equity capital and strong competition among traditional reinsurers. The combination will create the fifth-largest reinsurer in the world. PartnerRe shareholders will own 51.6% of the combined company, for which a name has not yet been chosen, and Axis shareholders will own 48.4%. This mega-deal is expected to close in the second half of this year. The transaction follows Dublin-based XL Group P.L.C.'s Jan. 9 proposed acquisition of Bermuda-based Catlin Group Ltd. in a $4.1 billion deal and Bermuda-based RenaissanceRe Holdings Ltd.'s Nov. 24, 2014, acquisition of Bermuda-based Platinum underwriters Holdings Ltd. in a $1.9 billion deal. "I think it is absolutely a trend and I think, ultimately, it's all driven by the same factors," said Cliff Gallant, San Francisco-based analyst at Nomura Securities Co. Ltd. "There is a lot of pressure in reinsurance; prices are coming down and the product is changing. I expect that the wave is building and that we'll definitely see more M&A activity." Meyer Shields, managing director at Keefe, Bruyette & Woods Inc. in Baltimore, said: "This is a trend, it is accelerating and I don't think we're anywhere near done with this sort of announcement." "After a relative calm of several years, it seems the floodgates have opened for consolidation in Bermuda," Amit Kumar, New York-based vice president and senior analyst of insurance at Macquarie Capital (USA) Inc., wrote in an analyst note that also cited the RenRe/Platinum and XL/Catlin deals. Axis Capital CEO Albert Benchimol, who will head the combined entity, said in an interview: "I feel very confident that with the increased scale of the organ
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