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An auto loan modification is the latest refuge for the individuals who do not want to let their vehicles repossessed and lower the credit score but at the same time don't have the enough funds to meet the EMIs. Interestingly, ARG team with their extensive research has designed various auto loan modification services that suit different individuals and can even assist in lowering the monthly car payment by as much as 50%.

When a person thinks of buying a car, the first thing they consider is about the price of the car, and then the make, the brand, the specs and then goes on to the dream about the time they spend with their dates! But, not the most important thing they should know

Refinancing Many people fall to bankruptcy for various reasons but largely it is due to plunge in industry or economy as a whole; similar to what had happen to millions of Americans last year. However, if there is no other go and you have to declare bankruptcy, it's important that you consider all your options first.

Lenders hate wasting more time and money on "bad" deals and prefer to get constructive proposals that make sense. Hence, negotiation and renegotiation becomes easier, especially at times of recession. We understand the things people have been through during this difficult phase of recession hit economy.

My name is David Elliott, and I am the owner & founder of Davesurf Productions, LLC. Here's the story about how all of this started, where it is going and how we can help you. I started working with websites in 1995 and around the end of 1998 I started a small web design company. I was serving in the US Air Force, had a brand new baby girl and living in Hawaii. The internet was brand new to us and I was hooked. I taught myself how to design websites from scratch by braking down other websites. I was an Art student in High School and College. Web design quickly became my new art medium. When I started the web design company in Hawaii, I was surfing almost every day. I wanted to hang out with the Surf Industry people, so I formed a plan to build and manage the pro surfers and surf shop owner's websites. My plan worked. I built the Hawaiian Surf Surf Shop site for Fred Patacchia Sr., Classic Surfboards Surf Shop for Ginny and Cippy and the client list grew from there. Building websites for the surf industry helped me meet Randy Rarick, the renown surfboard shaper and Director of the Triple Crown of Surfing. We have been designing theHawaiianSurfAuction.com website for over a decade. It is a bi-annual live auction event in Honolulu with live online bidding and live video feed. It grossed over $850,000 in sales last year. All of this was done while I was on active duty in the Air Force, occasionally deploying to far away lands and taking care of a young family. I also started a small eco car care product company, called Freedom Waterless Car Wash, in 1999. I used the web design/ web marketing to promote it world-wide and it became (and still is) very successful. I still operate it today. Many years later, I was divorced, re-married, had 2 more children, retired from the Air Force, and became successful running my eco car care product business. We did it by continually building our vast website network and built dozens of websites for clients. I keep up on the

BlackBerry users will soon be able to find out at no cost if there are $100 worth of apps that interest them. By way of apology for a service collapse that left millions of BlackBerry users around the world without service for up to three days last week, the device's maker, Research in Motion, said Monday it would offer a $100 credit for select apps in its online store.

A car loan is a fairly straightforward financial transaction; to buy a new car, you agree to pay a lending institution a monthly amount to cover the principal and interest over a set period of time.