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Girja Tiwari

What are the advantages of direct banks to the retail banks? - 0 views

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    What are the advantages of direct banks to the retail banks?. A direct bank, or rather a branch bank? This is often the big question which face potential customers. Direct banks, however, offer a lot of benefits for bank customers.
Jass Tpss

Two Views on Banking Crisis - 0 views

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    As banks continue to fail, there is a renewed interest in understanding the causes of financial crisis. Economists have for long tried to understand what causes such crises. There are two views on this: (a) a "sunsopt" view, and (b) a "business cycle" view. The sunspot view argues that the root cause of crisis is depositor "panic". When a substantial number of depositors of a bank begin to believe that a bank is not solvent, they end up starting a self-fulfilling bank run. Given the first-come first-serve nature of demand deposit contracts, every depositor wants to stand first in the line to withdraw his money from the bank. This collective action puts a pressure on even an otherwise solvent bank and drives it to bankruptcy. The business cycle based view instead focuses on fundamental weaknesses in the economy as the key force behind a banking crisis. Under this view, economists argue that banks fail because their illiquid risky investments turn out to be bad. Depositors realize this problem and therefore demand their money back. This leads to an "inefficient" liquidation of the bank and its ultimate failure. While these two views share several common feature, there are many differences in their policy prescriptions. Under the sunspot view, the regulator should try hard to avoid a self-fulfilling prophecy. Regulations such as deposit insurance from the government are geared precisely toward avoiding such runs. Under the business cycle based view, the regulators need to focus their attention more closely on avoiding risky bank behavior and in ensuring smooth liquidation of distressed bank's assets. Of course, a prudent bank regulator should use elements of both these theories to design an optimal bank regulation policy.
rabbi sun

bank info desk - 0 views

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    this is bank info desk site the site categories of bank service,bank info,government bank, grameen bank ,privet bank,online bank, bank loan,bank job,ATM service and bank of Bangladesh.
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    this is bank info desk site the site categories of bank service,bank info,government bank, grameen bank ,privet bank,online bank, bank loan,bank job,ATM service and bank of Bangladesh.
Stella Tang

Chengdu Bank Account Opening - 0 views

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    Opening a bank account in Chengdu as a foreigner is not as difficult a process as you might first assume. There are various benefits for an expat should they choose to open a bank account at a Chengdu bank. As an expat, having an account at a Chengdu bank can allow for cheaper banking as well as the ability to purchase certain goods and services online that cannot be purchased with foreign debit and credit cards, and Chengdu ONO BBB can introduce different bank to you, and as you know, different bank have some differences. Proper Preparation before Chengdu Bank Account Opening Opening a bank account in Chengdu is primarily beneficial to those that are going to be residing in Chengdu for a relatively long period of time. Contact Us If you have further queries, don't hesitate to contact us anytime, anywhere by simply visiting  website www.ono-bbb.net, or calling China hotline at 86-021-31397141, 86- 18930833905,86-0791-88167848,86-18970952901 or emailing to tangjie881216@163.com,
Leonardo Gottems

Brazilian Development Bank's loan bigger than the World Bank's, by Leonardo Gottems - 0 views

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    When the process of nominating the president of World Bank was taking place, a lot of people have raised the question about representatives from emerging markets. It did have a Latin American candidate for the very first time. However, the influence from emerging economies at the World Bank does not make a lot of sense anymore. The Brazilian National Bank for Social and Economic Development (BNDES) is now the second biggest development bank in the world. The first is the China Development bank and the World Bank just comes in a distant third. BNDES has a loan portfolio three times bigger than the World Bank...
Skeptical Debunker

Switzerland Keeping the Secrets of Alleged Tax Evaders - Yahoo! News - 0 views

  • Pick a dictator, almost any dictator - Cuba's Fulgencio Batista, the Philippines' Ferdinand Marcos, Haiti's Papa and Baby Doc Duvalier, the Shah of Iran, Central African Republic Emperor Jean-BÉdel Bokassa - and they all have this in common: they allegedly stashed their loot in secret, numbered accounts in Swiss banks, safely guarded by the so-called Gnomes of Zurich. This association - of bank secrecy and crime - has been fed into the public's imagination by dozens of books and movies. It's a reputation that rankles the Swiss, who have a more benevolent view of their commitment to privacy - one that happens to extend to tax privacy. Don't ask, because we won't tell. But the dramatic federal investigation of Switzerland's UBS has blown the lid off bank secrecy - and revealed how Swiss banks abet tax evasion on a far more widespread, if more banal, level. Over the past two decades, these secret banking services have been peddled progressively downmarket - first to the lesser-known fabulously wealthy, then to just the wealthy; more recently, private bankers have been tripping over themselves soliciting business from doctors, lawyers and other folks who are what the biz generally calls "high net worth" individuals. "The IRS has been concerned for decades that a combination of a global economy, the Internet, offshore banking, was really going to take offshore tax evasion from the old so-called 'gentlemen's sport' to tax evasion for the masses," says Mark Matthews, a former deputy IRS commissioner and now a tax attorney with Morgan, Lewis & Bockius LLP.
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    The federal investigation into UBS, which led to a $780 million fine and an agreement to turn over the names of more than 4,450 suspected tax cheats, is now in tatters after Swiss courts ruled against the executive-branch deal. To get around it, a special law has been proposed to accomplish the handoff, but that may not get anywhere in the legislature either. One outcome is already known: tax evasion had become a key service of the Swiss economy, not some isolated event. "They have been outed completely because a very large chunk of their business has been shown to include people cheating on taxes," says Jack Blum, a tax-haven expert. Being "reasonably conservative," he estimates 30% of Swiss banking is related to tax evasion, a figure that jibes with recently released bank data. These revelations come as the financial meltdown has punched a huge hole in projected revenues for governments, which are suddenly a whole lot less tolerant of tax cheats. That's particularly true in Germany, whose wealthy account for a significant portion (at least 10%) of the $1.8 trillion in Swiss banking assets. That translates into hundreds of millions in lost revenue and is the reason the German Finance Minister recently thundered, "There's no future for bank secrecy. It's finished. Its time has run out." The Swiss are not going to be so easily convinced. The Swiss government has already warned that it will not cooperate with German authorities if they go ahead with plans to purchase purloined data about Germans with Swiss bank accounts.
mohit munjal

IDFC First Bank Limited Stock Analysis || IDFC First Bank Stock latest news || Mohit Mu... - 0 views

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    IDFC First Bank Limited Stock Analysis IDFC FIRST BANK LIMITED Headquartered in Mumbai IDFC Bank is a universal bank offering financial solutions through its nationwide branches Internet and mobile. IDFC Bank offers basic services like Savings Accounts NRI Accounts Fixed Deposits Home Loans Personal Loans among others using technology and a service-oriented approach to make banking simple and accessible anytime and from anywhere. Duration = 3 Months Target Price = 90 - 100 INR Recommendation Price = 45 - 50 INR Click on the link to open your Demat account and start trading
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    IDFC First Bank Limited Stock Analysis || IDFC First Bank Stock latest news || Mohit Munjal
Jass Tpss

Analyzing Bank Failures of 2010 - 0 views

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    he trend in bank bankruptcies continues unabated. According to FDIC there have been 157 bankruptcies in 2010, which is actually higher than the number of bank failures in 2009 (140). This clearly shows that banks are still struggling to cope with the economic crisis that began in 2008. The banks have been plagued by similar problems - increased proportion of Non Performing loans in Assets portfolio through continuing Mortgage defaults .The troubles are compounded in a fragile economic environment which leads to steep decline in Earnings and erosion of Capital eventually plunging these banks into bankruptcy. Safety Ranking An indication of the financial frailty of these banks is given by BankVega's Safety Ranking which takes into account each of the above indicators of a bank's financial health. BankVega Safety Ranking measures a bank's financial strength on a scale of 1 (riskiest) to 100 (safest). We believe that it is a predictor of future distress and we had used our safety index to publish a list of 480 riskiest banks of 2010 that had the maximum probability of going bankrupt.
Jass Tpss

Knowing A Bank's Risk - 0 views

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    The most important capital that a bank has is the capital of trust and investor confidence. A small decline in a bank's solvency likelihood can have a large negative effect on investor confidence, which in turn can impair the bank's ability to conduct business. Therefore, more than any other business it is extremely important for banks to maintain a sufficiently high credit worthiness. While there are multiple dimensions of credit risk of a bank, our risk index consolidates them into one easy to interpret number. A higher safety index indicates relatively safe banks with very sound ability to pay back its liabilities in a timely manner. Such a bank can benefit tremendously in terms of lower cost of funds, lower deposit insurance premium, better trade terms in the inter-bank markets among other things. Eventually a sound safety rating should allow banks to compete aggressively in the lending market and capture market share away from its weaker counterparts.
Jass Tpss

First Choice Community Bank: Erratic performance finally catches up with bank - 0 views

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    First Choice Community Bank, Dallas, GA was closed by the regulators on April 29, 2010. All deposit accounts, excluding the Cede & Co. deposits, have been transferred to Bank of the Ozarks, Little Rock, AR ("assuming institution") and will be available immediately. The former First Choice Community Bank locations will reopen as branches of Bank of the Ozarks during regular business hours. Safety Ranking: BankVega safety ranking has been erratic for last 2 years and seen wild swings. It looks like bank tried to maintain its growth at all costs, but fundamental challenges in asset quality resulted in bankruptcy of the bank.
mohit munjal

Punjab National Bank Stock Analysis || Punjab National Bank Stock News || Mohit Munjal ... - 0 views

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    Punjab National Bank Punjab National Bank (PNB) is a state-owned commercial bank located in New Delhi. PNB is one of the leading commercial banks in India. They offer banking products and also operate credit card and debit card business bullion business life and non-life insurance business and gold coins and asset management business. Duration = 3 Months Target Price = 70 INR Recommendation Price = 55 INR Click on the link to open your Demat account and start trading
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    Punjab National Bank Stock Analysis || Punjab National Bank Stock News || Mohit Munjal #shorts - YouTube
mohit munjal

Induslnd Bank Limited || Induslnd Bank Limited Stock Analysis || Mohit Munjal #shorts #... - 0 views

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    IndusInd Bank Limited IndusInd Bank Limited is an Indian financial services headquartered in Mumbai. The bank offers commercial, transactional and electronic banking products and services. IndusInd Bank was inaugurated in April 1994 by then Union Finance Minister Manmohan Singh. Duration = 3 months Target Price = 1350 INR RecommendationPrice = 1120 - 1150 INR Click on the link to open your Demat account and start trading
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    IndusInd Bank Limited || Induslnd Bank Limited Stock Analysis || Mohit Munjal
Leonardo Gottems

Banks, Business, Economy, Profiles and tagged assets, banks, credit agricole, economic ... - 0 views

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    Crédit Agricole S.A. (CASA) is the lead bank of the Crédit Agricole Group, the largest retail banking group in France. The Company acts as the central bank of the Group, coordinating its sales and marketing strategy and ensuring the liquidity and solvency of each of the group's subsidiaries. Through its subsidiaries, Crédit Agricole designs and manages specialized financial products that are distributed primarily by the Caisses Regionales, a group of co-operative retail banks
Jass Tpss

Safety Report for State Bank of India (California) - 0 views

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    # Bankvega safety score for State Bank of India (California) is 71 for the Dec 2010 Quarter. Thus, this bank is rated as a very safe bank based on our index. # Safety Indicator: This metric for the Bank is similar to its peers. However, the bank is showing continous improvement quarter over quarter and therefore it is overall strong positive for the bank.
mohit munjal

Federal Bank Limited Stock Analysis || Federal Bank Share News || Mohit Munjal #shortvi... - 0 views

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    Federal Bank Limited Stock Analysis Federal Bank Limited Federal Bank Limited is an Indian private sector bank headquartered in Aluva, Kochi, Kerala. The bank has 1,336 branches spread across different states in India. It also has representative offices abroad in Abu Dhabi, Qatar, Kuwait, Oman, and Dubai. Duration = 3 Months Target Price = 180+ INR Recommendation Price = 110 - 115 INR Click on the link to open your Demat account and start trading
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    Federal Bank Limited Stock Analysis || Federal Bank Share News || Mohit Munjal #shortvideo #stocks - YouTube
Jass Tpss

The Park Avenue Bank: Expected Bankruptcy - 0 views

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    Bankvega safety score for The Park Avenue Bank is 2 for the Dec 2010 Quarter. Thus, this bank was ranked in the riskiest bucket among all commercial banks in the country. Safety Indicator: This metric for the Bank is very low as compared to its peers and also decreasing quarter over quarter. Therefore, this was matter of concern for the bank.
mohit munjal

Tamilnad Mercantile Bank Limited IPO Review || Upcoming IPO 2022 || Mohit Munjal || App... - 0 views

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    Tamilnad Mercantile Bank Limited IPO. Incorporated in 1921, Tamilnad Mercantile Bank (TMB) is one of the oldest private sector banks in India. It offers an array of banking and financial services to retail customers, micro, small, and medium enterprises (MSMEs), and more. TMB has a strong portfolio of advances and deposits from a diversified customer base including retail customers, agricultural customers, and MSMEs. As of March 31, 2022, the bank has a strong branch network of 509 branches and a total customer base of 5.08 million. TMB has a significant market presence in the state of Tamil Nadu with 369 branches, and is also present in 15 other states and 4 union territories of India. Tamilnad Mercantile Bank Limited IPO Details IPO Size INR 65.58 CR IPO Opening Date 05, Sep 2022 IPO Closing Date 07, Sep 2022 Allotment Date 12, Sep 2022 IPO Listing Date 15, Sep 2022 Price Band ₹500 to ₹525 per share Minimum 28 Shares Maximum 364 Shares Click on the link to open your Demat account and start trading
trade4target india

RBI cuts CRR by 0.25 : Economic growth fell to a nine-year low of 6.5 percent in 2011-12 - 0 views

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    Stock Tips by optiontips.in Nifty breaks the lower level of 5630 and trading at lower circuits. Market sentiments are not good for sectors like PSU Banking, Infrastructure. RBI cuts CRR by 0.25%; keeps policy rates on hold The Reserve Bank on Tuesday slashed the Cash Reserve Ratio (CRR) by 0.25 percent - the percentage of deposits banks keep with central bank - but refrained from reducing lending rates in view of high inflation. Following the cut, CRR will now come down to 4.25 percent while the repo rate, at which the central bank lends to the banks, would remain... Read More on: http://www.kyachadega.com/2012/10/rbi-cuts-crr-by-025-economic-growth.html
Leonardo Gottems

The World Bank Profile - Managing the World's Finances - 0 views

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    [Banks and Financial Organisations , Economy , Finance Services ] The World Bank Profile The World Bank is an international financial institution that provides loans to developing countries for capital programs. The organisation is not a bank in the ordinary sense, but a unique partnership with its main objective to reduce poverty and support development. …
Jass Tpss

Conservative Loss Provisions make BOK Financial a buy in recovering economy - 0 views

Conservative Loss Provisions make BOK Financial a buy in recovering economy   We believe that that BOK Financial Corporation (NASDAQ: BOKF) is likely to outperform S&P 500 in coming months...

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