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Alex Dayna

Debit Card Loans - Recieve Prompt And Easy Cash For Forthcoming Fiscal Deals In Effecti... - 0 views

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started by Alex Dayna on 12 Oct 15 no follow-up yet
Sir Mworn

Cash Loan No Bank Account- Incredible Cash Support During Fiscal Hardship In Absence Of... - 0 views

If you do not have an account in any bank and still aspire to grab an external loan service then your dream can be come true at cash loan no bank account without any hassle and apprehension. To obt...

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started by Sir Mworn on 24 Jun 15 no follow-up yet
Sir Mworn

Cash Loan No Bank Account- Incredible Cash Support During Fiscal Hardship In Absence Of... - 0 views

If you do not have an account in any bank and still aspire to grab an external loan service then your dream can be come true at cash loan no bank account without any hassle and apprehension. To obt...

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started by Sir Mworn on 11 Aug 15 no follow-up yet
Skeptical Debunker

Lawrence Lessig: Systemic Denial - 0 views

  • So in coming to this meeting of some of the very best in the field -- from Elizabeth Warren to George Soros -- I was keen to hear just what the strategy was to restore us to some sort of financial sanity. How could we avoid it again? Yet through the course of the morning, I was struck by two very different and very depressing points. The first is that things are actually much worse than anyone ever talks about. The pivot points of our financial system -- the infrastructure that lets free markets produce real wealth -- have become profoundly corrupted. Balance sheets are "fictions," as Professor Frank Partnoy put it. Trillions of dollars in liability hide behind these fictions. And as expert after expert demonstrated, practically every one of the design flaws that led to the collapse of the past few years remains essentially unchanged within our financial system still. That bubble burst, but we can already see the soaring profits of the same firms that sucked billions in taxpayer funds. The cycle has started again. But the second point was even worse. Expert after expert spoke as if the problems we faced were simple math errors. As if regulators had just miscalculated, like a pilot who accidentally overshoots the run way, or an engineer who mis-estimates the weight of cargo on a plane. And so, because these were mere errors, people spoke as if these errors could be corrected by a bunch of good ideas. The morning was filled with good ideas. An angry earnestness was the tone of the day.
  • There were exceptions. The increasingly prominent folk-hero for the middle class, Elizabeth Warren, tied the endless list of problems to the endless power of "the banking lobby." But that framing was rare. Again and again, we were led back to a frame of bad policies that smart souls could correct. At least if "the people" could be educated enough to demand that politicians do something sensible. This is a profound denial. The gambling on Wall Street was not caused by the equivalent of errors in arithmetic. It was caused by a corruption of the system by which we regulate those markets. No true theorist of free markets -- and certainly none of the heroes of even the libertarian right -- believe that infrastructure markets like financial systems can be left free of any regulation, including the regulation of rules against fraud. Yet that ignorant anarchy was the precise rule that governed a large part of our financial system. And not by accident: An enormous amount of political influence was brought to bear on the regulators of these core institutions of a free market to get them to turn a blind eye to Wall Street's "innovations." People who should have known better yielded to this political pressure. Smart people did stupid things because "the politics" of doing right was impossible. Why? Why was their no political return from sensible policy? The answer is so obvious that one feels stupid to even remark it. Politicians are addicts. Their dependency is campaign cash. And in their obsessive search for campaign funds, they let these funders convince them that for the first time in capitalism's history, markets didn't need the basic array of trust-producing regulation. They believed this insanity because it made it easier for them -- in good faith -- to accept the money and steer financial policy over the cliff. Not a single presentation the whole morning focused this part of the problem. There wasn't even speculation about how we could build an alternative to this campaign funding system of pathological dependency, so that policy makers could afford to hear sense rather than obsessively seek campaign dollars. The assembled experts were even willing to brainstorm about how to educate ordinary Americans about the intricacies of financial regulation. But the idea of changing the pathological economy of influence that governs how Washington governs wasn't even a hint. We need to admit our (democracy's) problem. We need to get beyond this stage of denial. We need to recognize that until we release our leaders from a system that forces them to ignore good sense when there is an opportunity for large campaign cash, we won't have policy that makes sense. Wall Street continues unchanged because the Congress that would change it is already shuttling to Wall Street fundraisers. Both parties are already pandering to this power, so they can find the fix to fund the next cycle of campaigns. Throughout the morning, expert after expert celebrated the brilliance in Franklin Roosevelt's response to the Nation's last truly great financial collapse. They yearned for a modern version of his system of regulation. But we won't get to Franklin Roosevelt's brilliance till we accept Teddy Roosevelt's insight -- that privately funded public elections tend inevitably towards this kind of corruption. And until we solve that (eminently solvable) problem, we won't make any progress in making America's finances safe again.
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    Everyone recognizes that our nation is in a financial mess. Too few see that this mess is not simply the ordinary downs of a regular business cycle. The American financial system walked the American economy off a cliff. Large players took catastrophic risk. They were allowed to take this risk because of a series of fundamental regulatory mistakes; they were encouraged to take it by the implicit, sometimes explicit promise, that failure would be bailed out. The gamble was obvious and it worked. The suckers were us. They got the upside. We got the bill.
Skeptical Debunker

EFF: Apple "acting as a jealous and arbitrary feudal lord" | Hardware 2.0 | ZDNet.com - 0 views

  • Fred von Lohmann, EFF’s senior staff attorney, has been through the agreement and calls it “very one-sided contract, favoring Apple at every turn.” Some of the troubling aspects of the agreement that has come under von Lohmann’s scrutiny are: Ban on Public Statements App Store Only Kill Your App Any Time We Never Owe You More than Fifty Bucks How can Apple get away with imposing such heavy-handed restrictions on developers? Because it is the sole gateway to the more than 40 million iPhones that have been sold. In other words, it’s only because Apple still “owns” the customer, long after each iPhone (and soon, iPad) is sold, that it is able to push these contractual terms on the entire universe of software developers for the platform. It’s all down to competition, or the lack of it: In short, no competition among app stores means no competition for the license terms that apply to iPhone developers. von Lohmann then goes on to accuse Apple of acting like a “feudal lord” rather than a “leader.” If Apple wants to be a real leader, it should be fostering innovation and competition, rather than acting as a jealous and arbitrary feudal lord. Developers should demand better terms and customers who love their iPhones should back them.
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    The Electronic Frontier Foundation (EFF) has criticized Apple over its iPhone developer's contract, branding the company "as a jealous and arbitrary feudal lord."
Scarlet Reynolds

Sell and Rent Back House Quickly - 2 views

My family and I went through a financial crisis, so I decided to sell and rent back my house. The reason I sell house fast is because I need to pay off some debts to avoid house repossession. I su...

sell and rent back

started by Scarlet Reynolds on 16 Mar 11 no follow-up yet
liza cainz

Dependable Online Computer Repair Support - 1 views

I found out that my ex-boyfriend already have a new girlfriend and I never expected it would hurt this much, I still love him. I was in the mood to listen to slow music but I was further disappoint...

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started by liza cainz on 09 Mar 11 no follow-up yet
shalali stokes

Aid for Every Computer Problem - 2 views

My wife is an online writer and she would often complain about our PC.‭ ‬It often experiences‭ ‬‬computer problem.‭ ‬I have already brought this to our local technicians but still,‭ ‬the problem pe...

support computer PC tech

started by shalali stokes on 11 Aug 11 no follow-up yet
Scarlet Reynolds

Aid For Snoring Problem - 1 views

My wife would always complain about my snoring a lot. Before, I thought it was just because I was exhausted from work, but as time goes by, I am already afraid my snoring is getting worse, that eve...

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started by Scarlet Reynolds on 19 Jul 11 no follow-up yet
shalani mujer

Computer Help Online - 1 views

Lately, my computer often experiences computer problem. I keep on calling our local technician to see whats wrong with my PC but sometimes I could not find him, if he is not away, he is not availab...

online computer help

started by shalani mujer on 12 Sep 11 no follow-up yet
mae creek

My New PC Is Fully Protected From Online Threats - 1 views

I have a new computer. I just bought it last week. But the sad part was that my cousin used my computer and I do not know what she did that it got infected with a virus. I was so frustrated! My br...

virus protection

started by mae creek on 05 Jul 11 no follow-up yet
john sega

Reliable Desktop Computer Support Service - 1 views

We all know that a computer offers us a lot of benefits. That is why, it is always essential for us to keep our PC in good condition at all times. Unfortunately, I have experienced desktop problems...

Support computer tech pc Technical desktop

started by john sega on 13 Oct 11 no follow-up yet
Nikki Crawford

Perfect Venue For My Wedding - 1 views

I am about to get married and yes, I still do not have the venue for my wedding reception. I have a lot of wedding venue choices on my list but I cannot decide as to which amongst the many venues f...

Wedding Venues Adelaide Hills

started by Nikki Crawford on 30 Oct 11 no follow-up yet
Stubby Holders

Stubby Holders As Wedding Giveaways - 1 views

My wedding day is fast approaching but my fiancé and I still do not know what our wedding giveaways would be. My fiancé told me that he wants something unique and practical. My mom told me about ha...

stubby holders

started by Stubby Holders on 26 Oct 11 no follow-up yet
bristolinternet marketing

Internet Marketing Specialists - 1 views

I am an author of a new book about safe way to lose weight. Unfortunately, I could hardly sell it to the public even to my friends. That is why I decided to sell it online and in that aspect, Brist...

Bristol Internet Marketing Services

started by bristolinternet marketing on 04 Nov 11 no follow-up yet
Alex Parker

5 things we learnt from OpenStack Summit 2014 - 1 views

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    OpenStack is still in a dynamic evolution, but is getting more serious by the day. OpenStack needs to be simplified We heard a lot of comments about the barrier of entry for OpenStack being high because, being open source software, it can be a steep learning curve by nature.
Alex Parker

Roundtable - What's holding back gender diversity in the utilities industry? - 1 views

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    As the utilities industry enters a new era, gender diversity will be key to providing new perspectives and ideas. So why are women still so under-represented? Key female industry figures, including the first female chair of the World Energy Council, discuss the problem of gender diversity in utilities.
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