In doorstep collection loans you don't need to even step out of your home to borrow cash. Cash is almost delivered to your doorstep. There are more advantage of these loans than getting the cash at your doorstep; you get these loans without any collateral or credit verification.
Such mistakes however can be avoided by simply speaking to a number of people including a real estate agent, your broker and a Valuer either independently or collectively to determine a course of action before starting any process. We're only a phone call way and would much rather see people avoid the mistakes than experience them.