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Spray foam has been around in the Scotland area for over 30 years, but it is becoming more popular as a means of insulating attic and roof spaces. However, this can significantly affect your chances of getting a conventional mortgage or equity release lifetime mortgage.

You may have noticed a water stain in a ceiling, or spotted mould in the attic/loft. All of these could be signs that a roof inspection may be necessary. Ideally this should be carried out by a specialist roofing professional. Catching a problem earlier rather than later can save you lots of money and anxious moments. After all, your roof protects your property from the elements. If you wait too long, you may face much larger roofing problems which includes structural damage to your home.

Spray foam insulation (SPF) is not a new type of insulation. It's been around for more than 30 years. But it's only now that homeowners realize how this type of home insulation can cause health problems and affect their chances of securing a conventional mortgage or obtaining equity release.

Spray foam insulation removal is labour intensive. However, when the work is carried out by an experience company you can be sure the removal will be done professionally without too much disruption to your daily life.

Equity release could be the solution when you're over 55 and want to unlock equity in your property. Releasing equity is something many homeowners now see as a perfect solution to pay off existing debts, repay an existing mortgage or even gifting money to children or grandchildren. Unfortunately, there are specific things that lenders don't like which could affect their decision.