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The biggest problem in battling debt is the lack of acceptance. Most so than often, people don't accept that fact that they are having money problems and think that the bad phase will automatically pass.

Over the years, due to several reasons like recession and inflation the value of money has only increased and this trend is likely to continue in the foreseeable future. However, its abundance is unlimited, not everyone is entitled to be a millionaire in their lives. Unless you inherit it from your ancestors, you have to earn every penny. Article Source: http://EzineArticles.com/9116036