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Customers increasingly want payments to be seamless. New developments in biometrics, instant cross-border payments, and the Internet of Things (IoT) are all part of the larger trend towards more convenient payments. However, seamlessness for consumers means complexity for merchants, creating challenging market conditions.

Researchers from the University of Surrey have teamed up with US artificial intelligence company Dabus to file patents in an AI system's name, but the idea of recognising AI as an inventor has received mixed response from the industry.

Matthew Mohr Studios designs 'As We Are', a public art installation that encourages visitors to address identity, gender, lifestyle and culture as they contemplate on a magnified image in their likeness, as well as on portraits of people across ethnicities and gender identities.

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