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APPLE'S iPhone is making its long-awaited formal debut in the world's most populous mobile phone market, without a key feature and at higher prices than widely available black market models.

For Apple's iPhone to truly be a world-class smart phone, it needs to be everywhere in the world. But iPhone isn't officially distributed where it needs to be most: China, the world's largest cell phone market. Recent noise about possible future iPhone deals with U.S. carriers shouldn't drown out the silence about China.

Belonging to the salaried class family means you have your own share of problems. At times, you face some unexpected financial troubles that leave with no other option than borrowing cash advance from external money market.