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Elton Ratliff

Every Day Methods for Saving Money - 0 views

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started by Elton Ratliff on 21 Mar 12
  • Elton Ratliff
     


    It isn't that hard to save money every day. We take bills and other expenses for granted even though, if we think about it, we can think about ways to reduce them. For example, some of the things we buy new can be acquired much cheaper if we buy them used. You might be able to cut your other bills down quite a lot just by switching to a different service or company. If you apply the money saving tips we're about to disclosed you'll be happy to see how well they can help you change your life.

    A great and simple way to save money that isn't done often anymore is putting a certain percentage of the money you earn into a savings account. If you cash your paycheck every week, or deposit it into your checking account, the tendency will be to spend it all. Spending money isn't hard what with bills and impulsive purchases.

    But if 10%, or even 5%, of your income goes into a separate account before you even see it, you'll stop thinking of that as money you have available to spend. After a couple of weeks, you'll stop even missing this money as you'll readjust to not having it. This will naturally curtail your spending, allowing you to save money. If you take a look at your phone bill is there some room for savings there? If you are like everyone else you probably have a cell phone or two, a land line at home and perhaps an internet phone service too that makes up a large portion of your phone bill. If you can cut this down to a single account you will spend less, a lot less. Cell phones are usually the most convenient so you might consider a pay as you go plan. Doing this keeps you paying only for the time you use on your cell phone. Another idea is to avoid completely or at least reduce your texting which can run a bill up fast. If you must text back and forth try doing it online, you will find it cheaper to do this.

    If you pay for cable TV think about canceling it and finding other forms of entertainment. Many people will pay a great deal of money for cable television channels that rarely (if ever) get viewed. Movie watchers can save money by simply renting movies or accessing them through (legal) online portals. Television shows are typically available online or through a rental portal as well. You can find lots of free videos online now. You could also find plenty of better things to do with your time besides watching TV. Shutting off your cable television can allow you to save many hundreds of dollars each year. In conclusion, if you want to save money, it's a good idea to look for ways to do this everywhere you go. Let's face it, in the modern world people are trying to get you to buy something all the time. You should at least think about it and consider how much you really need something before getting your wallet out. You've learned a few ways to save money in your bank account but try to remember that even small or basic expenditures can really add up.

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