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  #1 Linwood Middleton on 05 Apr 12

   

  
  What will do this mean?
  
  Well, say you had a well used credit card from 1999 that you really defaulted on and subsequently stopped paying. The original creditor (OC) charges heli-copter flight debt, closes their books and sells Debt to a third-party waste debt buyer (JDB). The JDB pays pennies in the dollar for your credit card debt.
  
  If you admit settle for even share of the debt (if you may pay a collector, always negotiate down your debt, they'll often settle for 70% in the original amount because they're still making HUGE sales!) the JDB holds making an obscene profit from YOU.
  
  However... there is GOOD NEWS if you have one or more these JDB's after you. They are banking on that the majority (a few estimate it to be up to 97%) of Americans who ? re sued over old unsecured debt do not show up because of their hearing date and don't try to fight the lawsuit in any respect. Even if you do owe the debt, this is the worse thing can be done!
  
  Oftentimes the amounts these businesses are suing over are ridiculously inflated and they've already NO RECORDS to back up their claims, additionally they're just NOTORIOUS for violating the Fair Business collection agencies Practices Act and for looking to collect on out-of-statute bills. The statute-of-limitations on business collection agencies can range from 3 years to 10 dependent on your state's regulations. You can easily Google the SOL for your state.
  
  If you respond with an proper "ANSWER" within the required time-frame (generally 20 days) your likelihood of their DROPPING THE LAWSUIT are very GOOD! They don't wish to actually fight you within court, that costs these time & money. AND, they OFTEN don't have any kind of records to substantiate their claims.
  
  When the JDB's purchase debts that they receive minimal information. On most occasions, the actual credit card account contract you signed (and statements) is unavailable as the original creditors closed the books on your account years ago. On top of that, YOU never signed any kind of contract with the collection agency..... this is another defense that you can raise.
  
  If you're still hesitant to fight, consider this:
  
  They'll be monitoring your credit report electronically.... any purchases or simply requests for credit will raise a red banner. They will know if you've bought a new car, house, boat, or anything of value that they put a lien next to.
  
  YOU NEED TO AVOID A DEFAULT JUDGMENT AT ANY COST! IT WILL RUIN YOUR CREDIT FOR A MINIMUM OF 7-10 YEARS!
  
  The good thing -
  
  I was served with a summons for breach involving contract in May of 2007. I immediately began RESEARCHING.... AND RESEARCHING...... AND RESEARCHING.
  
  I'm a middle-class person who ran up some debt in my early twenties. I made sporadic bills not realizing the detrimental effect that this was having on my credit file. All told I imagine I actually charged approximately $1, 000 on some sort of VISA card. My account was turned over to various collectors where I would make one or two large payments and i wouldn't hear anything.... and then another such types of collectors would crop in place. I eventually stopped paying. The sporadic payments I was making weren't even creating a dent as they simply kept adding charges onto my balance.
  Sell Junk Car Boston

   

  <div class="cArrow"> </div><div class="cContentInner"><br /> What will do this mean? <br /> <br /> Well, say you had a well used credit card from 1999 that you really defaulted on and subsequently stopped paying. The original creditor (OC) charges heli-copter flight debt, closes their books and sells Debt to a third-party waste debt buyer (JDB). The JDB pays pennies in the dollar for your credit card debt. <br /> <br /> If you admit settle for even share of the debt (if you may pay a collector, always negotiate down your debt, they'll often settle for 70% in the original amount because they're still making HUGE sales!) the JDB holds making an obscene profit from YOU. <br /> <br /> However... there is GOOD NEWS if you have one or more these JDB's after you. They are banking on that the majority (a few estimate it to be up to 97%) of Americans who ? re sued over old unsecured debt do not show up because of their hearing date and don't try to fight the lawsuit in any respect. Even if you do owe the debt, this is the worse thing can be done! <br /> <br />Oftentimes the amounts these businesses are suing over are ridiculously inflated and they've already NO RECORDS to back up their claims, additionally they're just NOTORIOUS for violating the Fair Business collection agencies Practices Act and for looking to collect on out-of-statute bills. The statute-of-limitations on business collection agencies can range from 3 years to 10 dependent on your state's regulations. You can easily Google the SOL for your state. <br /> <br /> If you respond with an proper "ANSWER" within the required time-frame (generally 20 days) your likelihood of their DROPPING THE LAWSUIT are very GOOD! They don't wish to actually fight you within court, that costs these time & money. AND, they OFTEN don't have any kind of records to substantiate their claims. <br /> <br /> When the JDB's purchase debts that they receive minimal information. On most occasions, the actual credit card account contract you signed (and statements) is unavailable as the original creditors closed the books on your account years ago. On top of that, YOU never signed any kind of contract with the collection agency..... this is another defense that you can raise. <br /> <br /> If you're still hesitant to fight, consider this: <br /> <br /> They'll be monitoring your credit report electronically.... any purchases or simply requests for credit will raise a red banner. They will know if you've bought a new car, house, boat, or anything of value that they put a lien next to. <br /> <br /> YOU NEED TO AVOID A DEFAULT JUDGMENT AT ANY COST! IT WILL RUIN YOUR CREDIT FOR A MINIMUM OF 7-10 YEARS! <br /> <br /> The good thing - <br /> <br /> I was served with a summons for breach involving contract in May of 2007. I immediately began RESEARCHING.... AND RESEARCHING...... AND RESEARCHING. <br /> <br /> I'm a middle-class person who ran up some debt in my early twenties. I made sporadic bills not realizing the detrimental effect that this was having on my credit file. All told I imagine I actually charged approximately $1, 000 on some sort of VISA card. My account was turned over to various collectors where I would make one or two large payments and i wouldn't hear anything.... and then another such types of collectors would crop in place. I eventually stopped paying. The sporadic payments I was making weren't even creating a dent as they simply kept adding charges onto my balance. <br /><a href="http://cashforcarsboston.cashforcarsquick.com/" rel="nofollow">Sell Junk Car Boston</a></div>

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