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  #1 Christiaan Atkins on 26 May 12

   

  It's best to start with a calculation of the income versus the expense of the loan. Too many people get into a vicious cycle because the borrower did not increase his or her income or reduce his or her expense to guarantee the repayment of the loan. Next, a borrower should avoid interest rates of 30% or more because they will bleed you of funds quickly. Instead, borrowers should aim for an interest rate of 15% because it is manageable.
  
  Different lenders have different qualifications, but almost all of them require that the borrower be employed with a monthly income of at least $1,000, and have a valid checking account. These instant loans do not require a credit check. On the average, lenders require borrowers to be:-age 18 and over-employed for at least 3 months-experienced in his or her field of work for one year-owner of a checking account in the borrower's name-a U. payday loan, Instant Cash Payday Loans - Your Emergency Cash is Waiting For You Today!, payday loanIf you are sick of not having enough cash when something unexpected happens, then you need to understand how you can get instant cash payday loans online without ever leaving your home. The first is a regular job with a pay of more than $1,000 and the second is a bank account with transactions updated for the past 30 days. The third additional need is the driver's license or any identification issued by the state. Some lenders ask for collateral in form of copy of car's registration or phone bill. With all these documents the borrower is sure to get the loan. Many lending companies have databases which helps them check the records and filter risky borrowers.
  
  Payday Industry In The U.S.
  
  In the United States, there are more than 6,000 outlets that provide payday advance loans. Amounts of about $55 billion are lent regularly through 180 million checks. The maximum amount of the loan is $1500 and it helps those in regular employment with cash advance in times of crisis.
  
  Affordable payday advances are here to stay and help those in need of urgent cash.
  
  Payday cash advance lending is one of the fastest growing sectors with a varied customer base. Payday lenders offer loans of small amounts ranging between $500 and $1500 for the first-time customer. These loans are offered for short durations such as 7 days or 14 days and as these loans are usually repaid on the customer's payday. They are called cash advance loans, which is wired directly into your bank account. A fee plus interest is charged such as $15 to $30 is charged for $100 for a period of 14 days.
  
  Securing a Payday Cash Advance
  
  Getting a payday cash advance loan is relatively easy as the customers may either visit the local payday outfit or look up a reputable online payday lender. The customer may fill up an application giving details such as name, address, employment details etc. which the payday lenders will verify electronically using a safe and secure verification system.
  
  Once the verification is done the loan will be approved usually within a day and the amount wired directly into the customers checking or savings account. Such a loan is ideal for cash strapped people who have no access to other forms of credit.
  
  Borrow Smartly
  
  

   

  <div class="cArrow"> </div><div class="cContentInner">It's best to start with a calculation of the income versus the expense of the loan. Too many people get into a vicious cycle because the borrower did not increase his or her income or reduce his or her expense to guarantee the repayment of the loan. Next, a borrower should avoid interest rates of 30% or more because they will bleed you of funds quickly. Instead, borrowers should aim for an interest rate of 15% because it is manageable.<br /><br />Different lenders have different qualifications, but almost all of them require that the borrower be employed with a monthly income of at least $1,000, and have a valid checking account. These instant loans do not require a credit check. On the average, lenders require borrowers to be:-age 18 and over-employed for at least 3 months-experienced in his or her field of work for one year-owner of a checking account in the borrower's name-a U. <a rel="nofollow" href="http://loannlarsson37.dmusic.net/journal/827128">payday loan</a>, <a rel="nofollow" href="http://community.babycenter.com/journal/vannozzohuss820/3884986/instant_cash_payday_loans_-_your_emergency_cash_is_waiting_for_you_today">Instant Cash Payday Loans - Your Emergency Cash is Waiting For You Today!</a>, <a rel="nofollow" href="http://groups.diigo.com/group/eppgccthowqtcchiytkt/content/payday-loans-5371448">payday loan</a>If you are sick of not having enough cash when something unexpected happens, then you need to understand how you can get instant cash payday loans online without ever leaving your home. The first is a regular job with a pay of more than $1,000 and the second is a bank account with transactions updated for the past 30 days. The third additional need is the driver's license or any identification issued by the state. Some lenders ask for collateral in form of copy of car's registration or phone bill. With all these documents the borrower is sure to get the loan. Many lending companies have databases which helps them check the records and filter risky borrowers.<br /><br /><b>Payday Industry In The U.S.</b><br /><br />In the United States, there are more than 6,000 outlets that provide payday advance loans. Amounts of about $55 billion are lent regularly through 180 million checks. The maximum amount of the loan is $1500 and it helps those in regular employment with cash advance in times of crisis.<br /><br />Affordable payday advances are here to stay and help those in need of urgent cash.<br /> <br />Payday cash advance lending is one of the fastest growing sectors with a varied customer base. Payday lenders offer loans of small amounts ranging between $500 and $1500 for the first-time customer. These loans are offered for short durations such as 7 days or 14 days and as these loans are usually repaid on the customer's payday. They are called cash advance loans, which is wired directly into your bank account. A fee plus interest is charged such as $15 to $30 is charged for $100 for a period of 14 days.<br /><br /><strong>Securing a Payday Cash Advance</strong><br /><br />Getting a payday cash advance loan is relatively easy as the customers may either visit the local payday outfit or look up a reputable online payday lender. The customer may fill up an application giving details such as name, address, employment details etc. which the payday lenders will verify electronically using a safe and secure verification system.<br /><br />Once the verification is done the loan will be approved usually within a day and the amount wired directly into the customers checking or savings account. Such a loan is ideal for cash strapped people who have no access to other forms of credit.<br /><br /><strong>Borrow Smartly</strong><br /><br /></div>

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